Asset Finance

Providing Everything You Need

At Station Finance, we assist our clients acquire capital assets, protect their cashflow and maximise their borrowing capacities. We obtain quick approvals at low interest rates.

Funding can be provided for a range of standard and non-standard assets through major banks and second tier lenders.

Why should businesses use asset finance?

First and foremost, asset finance enables businesses to acquire essential assets without placing excessive strain on their working capital.

Instead of making large upfront investments, they can spread the cost of acquiring machinery, equipment, or vehicles over time through lease agreements or hire-purchase arrangements. This approach preserves their cash flow, allowing them to allocate funds towards other critical areas.

09aug2017-7631.292db4df6617c3351ff9396d2356431a.jpg

What is a Novated Lease?

Novated leases are a popular form of vehicle financing, offering a unique arrangement that benefits both employees and employers. In a novated lease, an employee enters into a lease agreement for a vehicle of their choice, and the lease payments are deducted from their pre-tax salary. The novation component comes into play when the employer agrees to take on the employee's lease obligations, including making the lease payments on their behalf.

For employees, novated leases offer a convenient and cost-effective way to finance a vehicle. By deducting lease payments from their pre-tax salary, employees can potentially reduce their taxable income, resulting in lower income tax liabilities. This tax benefit allows them to maximize their take-home pay and allocate more of their income towards other financial priorities.